Karen & Michael Quigley

Client Testimonials

“I can’t tell you how nice it is after all these years of pain, fear, and loathing to finally have an “old school” personal insurance broker, right down to the thank you letter and the nail file with your name on it.  Wow!  Impressed!  We feel really good about calling you and will continue to send business your way. No one, absolutely no one, provides service like you do!"

Jack and Brenda Krenek

--------------------------

“Thank you for providing such fantastic advice and service to me for my personal and business insurance requirements.  You have taken the time to educate and guide me so I have the best coverage at the best price.  I view you as my trusted insurance advisor, and would not hesitate to recommend anyone to your agency."

Janna Sheehan, AC Trance

--------------------------

“Thank you so much for your hard work and guidance with my medical and life insurance.  You really care, and that means a lot to us.  We would refer your services in a heartbeat!”

Lily Gardner

--------------------------

“I’d love to recommend you to some of our friends who are looking for new insurance.  You and your staff made us feel taken care of during a very distressing time.  It’s wonderful to have you in our corner!” 

Lily Gardner

--------------------------

Click here for more testimonials

Contact Us

EMPLOYEE THEFT IS SOARING!  IS YOUR BUSINESS PROTECTED? - April 2009

The economic downturn we are experiencing has lead to increases in employee theft.  Did you know?

• The FBI considers employee theft the fastest growing crime in the country?
• The U.S. Chamber of Commerce estimates 75% of employees steal from their employers, and most do repeatedly?
• The American Society of Employers estimates 20% of every dollar earned by a U.S. company is lost to employee theft?  75% is never detected?
• One third of all corporate bankruptcies are directly caused by employee theft?  Businesses with less than 100 employees are the most vulnerable?

What causes employees to steal?

• Alcohol, drug, or gambling addictions.
• Living beyond their income, i.e., “keeping up with the Joneses”.
• A family illness that generates large medical bills.
• College tuition for children.
• Feeling they “are owed it” due to perceived under compensation and lack of recognition.

What can you do to minimize your chances of experiencing employee theft?

• Segregate financial duties such as check writing and balancing bank statements.  Do not to put one employee in charge of any one phase of administration where accounts receivable and accounts payable are involved.  Make countersignature of checks required so more than one person must sign.
• Spot-checks, audits, and inventories should be made at frequent intervals, and on a surprise basis, with the results cross compared to corroborate or prove the findings in error.
• Implement periodic revisions of the auditing and security measures to avoid a pattern that can be easily detected and taken advantage of by employees.
• Conduct background checks with credit reports on all prospective new employees.  Train employees how to recognize and report fraud.
• Keep as many files and materials as possible under lock and key.  Distribute keys to as few personnel as possible. 
• Add new security steps with passwords for all electronic activities, especially involving bank accounts and the internet.

Many of the insurance companies we represent offer employee dishonesty coverage as an optional policy coverage item.  Please contact Michael Quigley if you would like to review your existing policy limits.

WWW.QUIGLEYINSURANCEAGENCY.COM

We will not sell, rent or give away any of your personal information.